From: tabnak.ir
Subject: سازکار خلق پول در سیستم بانکی و نقش ضریب فزاینده سپرده‌ها
Date: Sun, 19 Apr 2026 05:04:59 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--E3975D8C3E0A7BAE242DB64ED437CF5D_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----E3975D8C3E0A7BAE242DB64ED437CF5D_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----E3975D8C3E0A7BAE242DB64ED437CF5D_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico
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----E3975D8C3E0A7BAE242DB64ED437CF5D_MULTIPART_MIXED--