From: tabnak.ir
Subject: نرخ شكنی در صنعت بیمه عموما پدیده مخربی نیست
Date: Mon, 04 May 2026 10:53:15 +0330
MIME-Version: 1.0
Content-Type: multipart/related;
	boundary="--69A869C2E80856E29C30877B8883BC35_MULTIPART_MIXED";
	type="text/html"
X-MimeOLE: Produced By IRANSAMANEH.COM

This is a multi-part message in MIME format.

----69A869C2E80856E29C30877B8883BC35_MULTIPART_MIXED
Content-Type: text/html
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/index.html
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----69A869C2E80856E29C30877B8883BC35_MULTIPART_MIXED
Content-Type: image/vnd.microsoft.icon
Content-Transfer-Encoding: base64
Content-Location: http://mhtfile/favicon.ico

iVBORw0KGgoAAAANSUhEUgAAADAAAAAwCAYAAABXAvmHAAALEUlEQVRoga2ae4xVxR3HPzPn3Lt3
d+8uj+VdKFiBSKWKrY9YUaHaLhqhKG3ERkODrcFHqbVpKEqqKdHUaitCUzWC+Gi1UbQhAWpNLE3K
asSYYAJVsIouj3Vx2WV32Xvv3nvOmf4x5zHn3HN3QZ3k5MydM/Ob7+83v9f8dgXff1cBoAAh9IME
4T/YICyQNggbpKUfYfnzgjWC025DLVGeBqVc3VcuKAc88+1iE6AXadSE3iQAGDCH9H9LY+zz8VDF
kArwSJ8JET3CxxPgUmDrzjA7hwIWxoCM3uYJBFNUjb75QyUFp+JrkCBUtEb5TITagnECNcUn4u/Y
huY3ESdRqx+JOeXUE7+F8oUr0r8jfAZS1WcIwkl0Af/BSQYYT0WlquapGvuLlD5IvSBt0edpygCl
fNJp9EU0lMrkqRuTPC18aXRVoq8MJkLd9ceDJ9D15Noko2lyTYzZpwy+VotpkyHZ2kYQAYlNCZhV
p3MAxgl8WVokiE4hQXfmBNh+l+DHc0X8BFRgrFSDj+Gq5kzbwJcE/upz4YEfCBpzhi8Umrgl4dnl
HldtuZfHzn+PFfNFgtnAZk4vmMgoWH0x8EvOF/x9wYesfv8PbF/pMnkUmIR/dbXgorbnEA88QG7B
Fayf9ga3fkcggkgePinEhxCwHG7CqbQJIwXrf1ghe8cK1KpVXLbuNnb+vMSM8Zr49HFw9/mdqFWr
wPOgsxN7yWIeOfNtbvy2iJ/CcM1zoPSZyUDCa6TSGIKwgl+0CiY+/2fUzp0azKZNnPnr5Wy73WFc
k2DdjyD/0FpEV1fktI8fp+7GpTwy71OmjRXR3qlOwGjFTs2E3yzOuvU+BOCWoHwCMnmivCNI6iw/
sTOSPP/7nKmSJy49SHb5MkSxGGUu+/bRMsLi3Jvm0Tr4DvLOO8FxzMwGTpygoTFDtvVKdrxLPNcJ
ufEf5cFgj5Z+3UiwsqCUYcSVXs3EaTQhYM0iScP990J3d7VbX7+e7408gly7ForFdCJbtzJ3ahmZ
jAsEjPjUBrug2KE3tRvCGVEu5BS0pFNTgHQVmj9LsmigDfXyy6mzVU8PPPoo7NgR85oxrI6DEhKV
jOIhrgEodIDTr08hkweR0Sm1ZkCAqugB5YFXAauuhiSi1lwv2LzMI3P9PVAu1569YYM23MR4mC4t
Xswbn9iowJCFH63LfVrq5T7AjVbVtcT20ifgDkYcFzugYRJYuSrQZrt5ns2UV/8CbW21J9XXQ2Mj
dHWlfhb5PIWbbmbtRk9fUNwSOH3aFr1ydKkJWnakxmUYsUTgT/bnuiU42Q6lY75NeKmbTx4tYO9e
lFJJc4ucycKFqB07UJMnB+LBUA7UDTfwSvdEOo58DH0H4ORBKHXFAEZIs5AbR1IbLGatuI9yH3iD
UTDBZ6TSpx+noJn0HF/VXPYddrjytiuYUPoMsWdPzLsIQNTVUdm4mQ2d0znnjiVkd7+J6OiIkuJp
0+h57GmWbTzO8RNFX1BmOmGKQkDjV7TnwcOSCikUyvOCQBboWErzXHALMNgNxU+hcBgGPuFI+0dc
87uD7PrZQ7BmDcqyYsvUypXscL/GXU9+zPWvZOj82zZUa6v+2NKC+9fn+eU/FPuPBOprSNbMpYSl
wduN4dD9S0dwyUxtp74bdUFBS3MWS0pqOB2feNQ53FXmu789yDOXrURt3Ai5nJbZokV88JNV3Pb4
YZRSbH+7l0sf7mbfuhfg4Yfxdu3i8Z7pPP36ceO+kLg3KLQzyU+DTHM4fPmsLHdelefQccdn+9o9
ikIH0hngnw/O5b5n99O2t1tLJAhgwq9MBI8MKhL6XpzNWKy/ZQq3lHYh9u/nwHU/ZeEfOzlwJB5X
RjfZXDmnifcOlXj/cImKU0NSQkDdKKgb46fouhIxtQVeW91MxoLpKw/huY7vhewmzhgLl3xjDFPH
t9O2N7wjGuIws8Ygy9TzyhWXO55o5+DiC6ifehG/v7udwmC18Xf3V3jxP921T1dYkB0BuTEgM9oL
KQ+BYsG5GR5f3sCUFsm6Hf14nsajGcg0Mve80eQyklH5TCKYpYCPHbkHQuA4Hg9u6agNrjZqHVmz
I7WqSJswdUBx1iT4zbX1LLkgQ8aCUkWx6V8nQ0h2QOTi2eMQQrB0/hQ2v3qIwmDSsE3J+x5Def4R
m+WO4QBLLV2rHuw8ZBr173Abl8YczJtlcfPlNgvPs7CtiOiWtwr893AlFGB4pZw9JYdSiktmj+bZ
1d9i5Z/2cfR4yZC4AVYHDKICVzBOPJuUtg77Vlb7cateG6awffsJZnqMahRcPMNiwTkWV8+xOWOs
pieECKN0b0Fx74u9qLBqp7BBYUnBjElR+nDd3Ilc8c3xvNR2gq1v9bDnoxLH+lwqjgEuqMxhZKxB
yVFmfKkGRa9oVX1W0NwAZ4yFmRMt5ky1uOBMi3O+apH3IZiglVIIIXA9xeoXejnYWcEsDgiu3aPG
5C0Ob/o6Wdu/IRlNKUV/SdHe5dDe5XLwmEtXv+JkSUtkYDAQul5nW5DLCPI5QUOdoLle0JIXjB8h
aWkSTBghaWmSNGSJqcZQTSnFUzsHWPFkN47r+l7JBTytQi3NNpZMJyaEBnH25Ayzp2RDyZhSCvpJ
5tOABHOUEayS42ZfKXjq9R5u39yP47iEtujbow2KuoyIFecCIuYmScBp40lgQzGS7CfXKaU4WfK4
55mPeey1fhzZROxygxfYgOBQV4Vi2SOfs2KgkhKt9TvJ0HBtuPkVR7F190nWPPMh+9t7dQotgsxU
heBDL9Qz4LLljV6WzR+VCqrWEScllgY0OT7UyfYVPba/U2DDtmPs3vcpnlPWDkLaRmodf+wgcVr9
XAcXzmhg1uTkZaYa4FBqkvQgwzF6sujxzkclXmrr55U3e+g41qOTxzBSNRILoEHN1e8LrmlT+o4p
mDAqwyPLJ7H4wmbfLr5gsSjRHFdRGPQ4cLTM7g+K/HtvgTf3D9DRNYBbHvDvH2YmKiE3PhYzCOuq
wS2vdbvCbtJRUUiEEJw9uY6ll47isrMbmTmpjjHNVk0vldZKZY9jvQ4dPQ7/6yjzyWcV9h8Z5IOj
ZQ4cHaSnv4znDOqboDdYnc4HW2VG6hMI0zKVSHFA0LrNH5Ug/UgpM4CFlJJ8zqKpQTI6bzOiQZLP
SerrpI4ZgKeg4ku2r+DR1efQV3TpK3gMll08z40uQuGlKHCHBthkGmLloG50YjACHjBjhxOUB+6A
r38AEg+LvqKk74TgiJE+VxEMI6NnvCNPMWRTKX1p6+ROiahCETAojL6ZC8WIBDqmvMSRpRRRVeId
GJlIKaSY47G+UROVWS15YRnzMEotcbp2XATCsPJqrBqoivKboJYfSspI9pRJIHHTMplThkjtPGSb
EiBNPILYH1CECupCScYSmWVVmuwPBEACJlKZTiq6KRxfGDLn3wUyPl1jbdITijgtO76pyYkx0SSS
8AJVYGMpd1JphXGCUhuq3ajVpgrcMF7PP8lIhZTxxVSJWmADFQklCTWZjhQcLP8yY+UI/jwRnbQy
+I2rSnzfSC42MufXhIKPhq8NQKUJeygBBeCFhf73hKx/qfHvCMnFQ9JKOQ0Dn01di/bRbiny0555
IVdxKSWphOX3AKz/PxXmrSue6qbTC1QrzUnE+iLW10YsbF31NY/StP6kpwrVJ+FWQ2BJV5sw3rCQ
m2QkxfMoYzypWrE4YG4cqkASmSGZWudepcOGV6lyz6LaZyS9nagajDUZbhIcTYyjGsZb5VITb1Nv
Yy4xZW4svzG+KUMAJpQw6uv+/wHqDR3MPycRhwAAAABJRU5ErkJggg==

----69A869C2E80856E29C30877B8883BC35_MULTIPART_MIXED--
